Callaway County Emergency Management Director
1201 State Road O
P O Box 817
Fulton, MO 65251
National Flood Insurance Program - NFIP
Current News/EventsNFIP Compliance Coverage Helps Homeowners Stay Dry (Link to FEMA website)
FEMA: How To Reduce Sewage Flooding In Your Home (Link to FEMA's Site)
FEMA:Feeling Lucky? Odds Are Good You'll Be Flooded (Link to FEMA's Site)
FEMA: Preferred Risk Flood Insurance-A Smart Buy Today (Link to FEMA's Site)
FEMA: Those With Flood Insurance May Be Eligible for $30k Extra (Link to FEMA's Site)
FEMA: Reasons To Buy Flood Insurance (Link to FEMA's Site)
FEMA: What To Expect After Registering For Assistance With FEMA (Link to FEMA's Site)
Floodplain Permits/CertificatesBelow are forms that will help you with your flood insurance needs.
Elevation Certificate (PDF 230 kb)
No Rise Certificate (PDF 6.7 kb)
Information about the NFIPThe Mitigation Division, a component of the Federal Emergency Management Agency (FEMA), manages the National Flood Insurance Program (NFIP). The three components of the NFIP are:
Nearly 20,000 communities across the United States and its territories participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage. In exchange, the NFIP makes Federally backed flood insurance available to homeowners, renters, and business owners in these communities. Community participation in the NFIP is voluntary.
Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. Flood damage is reduced by nearly $1 billion a year through communities implementing sound floodplain management requirements and property owners purchasing of flood insurance. Additionally, buildings constructed in compliance with NFIP building standards suffer approximately 80 percent less damage annually than those not built in compliance. And, every $3 paid in flood insurance claims saves $1 in disaster assistance payments.
In addition to providing flood insurance and reducing flood damages through floodplain management regulations, the NFIP identifies and maps the Nation's floodplains. Mapping flood hazards creates broad-based awareness of the flood hazards and provides the data needed for floodplain management programs and to actuarially rate new construction for flood insurance.
- The NFIP Program Description ( DOC 619 KB) offers a more detailed overview and history of the program.
- Buying flood insurance is the best thing you can do to protect your home, your business, family, and financial security.
- Answers to Questions about the NFIP
- Answers to Questions about Substantially Damaged Buildings